You would think that the Politicians could figure out that if they helped students by curbing the actual cost of College, then they wouldn’t have to hold us hostage with student loans! Geez people, just help limit the increase in College itself and then you won’t have to increase spending!

But since common sense is in short demand in Washington, here are some tips to help you cut your cost so Washington doesn’t have to cut theirs. This will help you offset some of the upcoming student loan increases.

First, get rid of your credit card. When money is hard to find, too many of you College students want to run up your credit card. It’s not a good idea. Living without credit is entirely doable and once you get the hang of a cash only lifestyle, it’s really satisfying to know credit card companies don’t have you over a barrel.

Limit your lifestyle. Yeah, I said limit your lifestyle. There’s no need for you to go to Daytona Beach or the Hamptons for spring break. While you’re at it, learn to cook inside the dorm. You don’t need a Chef’s kitchen to fix simple, healthy meals. Stop eating out so much and you’ll soon find out that you have a lot more money available.

Get a job. Yeah, you read right. I know you think you don’t have time to get a job and go to school at the same time, but really, a few less kegger parties and you’ll have plenty of time to pick up a part time job and help pay your way through college. This little student loan advice alone will help you offset any increase that comes down the pipe.